General, Health and Protection Insurance specialists
Helping organisations manage their insurance risks in General Insurance, Health and Protection.

As a full actuarial and consulting firm established in France and the United Kingdom since 2019, BY Financial Services (BYFS) has the ambition to help create the value organisations are looking for by dealing with their insurance risks in our specialty domains: General Insurance, Health and Protection, including Creditor Insurance.
BYFS offers clients operational staff able to adapt quickly, grasp corporate culture and manage projects and needs with complete autonomy, covering data quality, modelling, pricing, reserving, (re)insurance and Solvency 2.
Choosing BYFS means choosing Proximity, Flexibility and Technicity, delivered to a high quality standard — values that define our actuarial team's DNA and the trust our clients place in us.

BYFS has a client-dedicated spirit which drags our clients' satisfaction



Whether you require strategic advice, customised models or outsourcing, our actuarial team is ready to deliver pragmatic, successful solutions.