General, Health and Protection Insurance specialists
Actuarial and consulting firm working across France and the United Kingdom since 2019.

Whether you require strategic advice, customised models or outsourcing, BYFS' actuarial team delivers pragmatic and successful solutions.
We provide actuarial opinion, reserve, pricing and reinsurance analyses to support your decisions and help organisations solve their toughest challenges.
We perform actuarial calculations and deliver adhoc tools and practical advice for General Insurance and Health and Protection insurance, plus support for audit obligations.
In a fast-changing world, we give the support needed to be effective today and create long-term value for tomorrow.
We help clients keep their work running smoothly, supporting them to fulfil their engagements in utmost confidentiality.
As a full actuarial and consulting firm established in France and the United Kingdom since 2019, BY Financial Services (BYFS) helps create the value organisations are looking for by dealing with their insurance risks in our specialty domains: General Insurance, Health and Protection, including Creditor Insurance.
Through our service lines, we are committed to helping our customers face their challenges, guided always by quality in delivering our services.








Whether you require strategic advice, customised models or outsourcing, our actuarial team is ready to deliver pragmatic, successful solutions.